Understanding an Umbrella Policy

Coverage that steps up when you need it most! Any umbrella policy, whether it’s coverage for you personally or coverage for your business, pretty much picks-up where your other policies “leave off”. Umbrella policies can protect personal and future assets, wages, inheritances, or those lottery winnings (that you are planning for). Let’s talk about examples of when an umbrella policy…

Homeowners Service Line Coverage

All of the unseen things homeowners don’t usually think about- service lines and pipes behind your home’s walls and underground. Examples of residential service lines are communications (phone and cable lines), drainage, electrical, heating, waste disposal, and water. When the lines are “noticed” that means there is an issue! And Surprise! You can be responsible? Coverage losses include, but are…