ATV insurance can protect your finances in the event of loss, damage, accident, injury or theft of your vehicle…. Liability coverage will cover the costs of bodily injury and property damage up to a determined amount if you cause an accident.
An umbrella policy is extra liability coverage (an additional layer) that goes beyond the limits of the insured’s home, auto, or watercraft insurance policies. Umbrella policies could come in handy to individuals that are at risk for being sued for damages to other people’s property or injuries caused to others in an accident.
Many types of business insurance are optional. However, while it may not be required by law, a property and casualty insurance policy is highly recommended for all business owners. Further, your landlord or lender may require you to carry property insurance to protect their investment. Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft…
Independent business owners for example independent contractors, have the same legal obligations and liability dangers as large businesses. They can be sued for damaging client property, causing bodily harm, or advertising injury. General liability insurance helps cover legal fees and damages resulting from a lawsuit.